Shit, even at historic lows of 3% interest it only drops the monthly payment by about 25%, but increases the total cost of the loan by 80%.

Its absolutely a terrible idea.

Mike Johnson once downvoted picture of a cute kitten peeking out of a box… on c/cats, no.less!

Dammit, this one is subtle. I spent way too long looking for some context clue I was missing before I realized what comm this is.

Alternatively, “making life more fair would be unfair to those who don’t benefit from more fairness.”