Second for valheim. Amazing game

They don’t really allow 0 down. But It is possible. I went with 0 down just to give the landlord some grace because realistically I was already sure they were misleading on the costs.

I’m also noticing the owners said they are bleeding cash. But they bought 7 units (in 4 buildings) for 295,000. Assuming 0 down and 5% apr that just north of 1700 a month. So this one renter paying 727 is nearly half of their mtg.

Even if we say expenses and upkeep adds 50% to their monthly outlay, their costs are covered at 4 units rented…

I’m not exactly anti landlord but this screams rent seeking crocodile tears.

Are there any good self hosted options? I’ve looked into mumble but that was missing a lot of features

While AI use doesn’t guarantee loss of cognitive abilities there is growing research showing that it is likely.

https://www.psychologytoday.com/us/blog/the-art-of-critical-thinking/202512/is-generative-ai-rewiring-our-brains-heres-how-it-happens

Mini metro has to be my top. Simple costs money so no ads (mandatory for me). You are basically just creating subway lines to move shares around and manage flow.